Home Insurance Links & Resources - Helpful Information for Home Insurance
Why do I need Homeowners Insurance coverage?
For most of us, our home is the single biggest asset we will invest in. Homeowners insurance provides coverage for your personal belongings, coverage for damages to the structure of your property, and liability coverage which pays for bodily injuries and property damage to other people if you are liable.
What are the different types of Homeowners Insurance coverage?
For most of us, our home is the single, largest investment we will make. Homeowners insurance provides coverage for damage to your home and other structures on your property such as a shed or detached garage. Homeowners insurance also provides coverage for your household contents and personal belongings. You may think your couch, coffee table, sweaters, shoes, coats, TV, VCR and CD player aren't worth a lot but those items all add up. Finally, in the event someone is injured on your property or you damage property that belongs to others, you could be held legally liable for the injury or damage. The homeowners policy provides personal liability coverage to financially protect you should this ever occur.
When should I think about adding additional coverage?
Generally, you should contact your insurance company about reviewing your coverage whenever you change something significant about your home or its contents, for example: If you add an addition to your home, if you start a home-based business from your home, or if you make a major purchase such as jewelry or computers.
How to keep your Homeowners Insurance rates lower
Homeowners who guard against theft, accidents and other losses can often get lower insurance rates. Here are some things you can do to help qualify for lower premiums: Secure your home with dead bolts and window locks. Install a security system with outside signal and connection to local police. Install and maintain smoke detectors. Install a sprinkler system for fire. Install a fire alarm that automatically alerts the local fire department.
Homeowner's Protection Warranty - Helpful Information
Homeowner's Protection Warranty Information & Education
Home Inspection - Helpful Information
Home Inspection Information & Education
Progressive Insurance – Protect your home through Progressive Direct
Protect your home with homeowners insurance from Homesite through Progressive Direct. Choose the right coverage to meet your needs. You can cover other structures on your property, including sheds, outbuildings and pools. You even can purchase additional coverage for your most prized possessions, including jewelry and collectibles.
Geico Insurance – If you like our car insurance, then you'll love our homeowners insurance
Homeowner's policies are designed to indemnify and assist you in the event of damage to your home or personal property. If you own your home and occupy it, you need a homeowner's policy. If you own your home and rent it to someone, you need a "dwelling fire" policy. Through Insurance Counselors Inc., the GEICO Property Agency, we can help you secure homeowner's insurance through a variety of established service-oriented companies.
State Farm Insurance – We protect the roof over your head and everything under it
State Farm® has been writing homeowners insurance for over 60 years. Today, they insure about 15 million homes. They offer broad protection that you can trust, plus affordable rates, and outstanding service. The State Farm Homeowners Policy offers protection for your dwelling, as well as your personal possessions and personal liability.
